Finance

Tarjetas de crédito: Conceptos básicos y ventajas

¿Qué es una tarjeta de crédito?

Es un instrumento de pago que te permite realizar compras y pagarlas posteriormente. Te adelantan dinero que debes reembolsar, generalmente en un plazo mensual, con la posibilidad de diferir el pago en cuotas.

Conceptos básicos:

• Cupo de …

3 year CD rate

As of February 14, 2023, the average interest rate for a 3-year CD is 4.22%. This is up from 0.09% a year ago. The highest interest rate for a 3-year CD is 4.64%.

There are a few things to keep in mind when …

Same day loans

Same day loans are a type of short-term loan that can be funded within 24 hours of applying. They are designed to help people who need quick cash to cover unexpected expenses, such as car repairs, medical bills, or emergency travel.

Same day loans are typically offered …

Municipal bonds

• Municipal bonds are debt securities issued by state and local governments to finance capital projects.
• They are exempt from federal income tax, and may also be exempt from state and local income taxes.
• This makes them attractive to investors in high tax brackets.
• Municipal bonds are generally considered …

Banks with highest CD rates

If you're looking for a safe place to save your money, a certificate of deposit (CD) is a great option. CDs offer a higher interest rate than traditional savings accounts, and your money is FDIC insured up to \$250,000.

When choosing a CD, it's …

High yield account

A high-yield savings account (HYSA) is a type of savings account that pays a higher interest rate than a traditional savings account. HYSAs typically have interest rates that are several times higher than the national average for savings accounts.

There are a few reasons why HYSAs offer …

Loans for Bad Credit: A Lifeline to Financial Stability

Struggling with a bad credit score? Don't let it hold you back.

Loans for bad credit are designed to help individuals with a blemished credit history access the funds they need for various purposes, such as debt consolidation, medical expenses, home …

Investing in Physical Gold: A Guide for Beginners

Introduction:

Gold has long been considered a safe haven asset, a store of value, and a hedge against inflation. In times of economic uncertainty, investors often turn to gold as a way to protect their wealth.

Why Invest in Physical Gold?

There …

Forex Trading Strategies

Forex trading, also known as foreign exchange trading, involves buying and selling currencies to make a profit. It is the largest and most liquid financial market in the world, with a daily trading volume of over \$5 trillion.

There are many different forex trading strategies that can …

Investing in Gold and Silver: A Guide for Beginners

Gold and silver have been considered safe haven assets for centuries. They are often seen as a way to protect wealth against inflation and economic uncertainty. In recent years, there has been growing interest in investing in gold and silver as …